Investing & Managing your Wealth
Making the most of your money with a financial plan that works towards your goals.
Independent, unbiased advice
When you’re investing, you need a service that’s built specifically around your goals and appetite for risk.
When it comes to selecting investments for you to choose, our independence and unbiased approach means we are working with you every step of the way.
We have no in-house funds; we source the whole of the market to select investment products always in our client’s best interests, while providing your Financial Planner with a comprehensive range of options to keep you on track. If the products and investments in our panel don’t meet your objectives, being independent means we can add more.
Building your financial plan
Partnership is at the heart of the way we work with clients.
With our 7-step process, at the start of our journey, it is important to fully understand your goals so we can form a Financial Plan tailored exactly to your lifestyle and needs.
Our future relationship allows us to monitor your requirements through ongoing guidance and support.
Ongoing support from qualified Financial Planners
Fidelius will always provide a minimum of an annual ongoing review which will be conducted by a qualified Financial Planner and not an unqualified Relationship Manager, which is a model some other firms provide.
Establishing your objectives
Designed to provide a current appraisal of an individual or family’s financial status, and a measure of where they are in achieving their goals/objectives, we have our Priority of Needs.
Identifying and prioritising your needs and objectives is a vital first step in designing your financial plan. This simple pyramid gives you an at-a-glance health check. Your most basic and urgent needs are at the bottom of the pyramid, rising to future and more aspirational goals at the top.
Picking the right investments for you
Our qualified Financial Planners will work with you to understand your appetite for risk, and how to factor it into the investment options and products which align with your financial goals.
The risk profile your investments fall into plays an important role in putting you at ease during market ups and downs; long-term these become a smoother trending line towards your objectives. Even for those happy to take on a higher level of risk, this is why it is key to have a diversified portfolio.
You remain informed and in the driving seat, only investing your wealth in areas you are comfortable with.
Solutions tailored to every stage of wealth
Whether you’re building, growing or preserving wealth, we have an offering built for you.
We also believe in opening doors in the world of investing, not making it an exclusive club.
We have three main offerings
Evolve – up to £250,000 (perfect for Resident Doctors)
Focused on simple financial planning needs, covering retirement planning, protection needs and Individual Savings Accounts (ISAs), Evolve offers a cost effective, financial planning service with the aim to ensure that financial planning is accessible and affordable to all.
Many financial planning firms don’t cater for clients with under £250,000, but Fidelius Medical is proud to take on board clients who are at the early in the wealth accumulation stage of their career. You’ll receive top class client support, research, recommendations and implementation.
Enhance – over £250,000
Holistic financial planning, with needs covering:
- Analysing current living expenses
- Protecting against the impact of incapacity of death
- Dealing with debts and labilities
- Planning for your future through investments and pensions
- Gifts, legacy planning and tax migration strategies
- Equity release
Bespoke – over £3,000,000
Holistic financial planning services for clients with more than £3 million in assets and have complex and more varied financial planning needs across all the areas within Enhance.
Visualise how your wealth will last
Cash flow planning brings your financial journey to life, showing the accumulation and decumulation of wealth could pan out over the decades to follow.
It can be eye-opening to see, showing how your wealth can facilitate different levels of income later in life, or how contributions to investments now can significantly add up. It could even show how earlier-than-planned retirement could be on the cards.
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Let’s have a talk. Together.
Get in touch today and we can arrange a complimentary phone call at a time that is convenient for you to go through your financial aspirations, and we’ll work together to make it happen.
